Cheque Cashing

Disclaimer:

Cheque Exchange provides cheque cashing services for individuals and businesses in Canada. We strive to offer convenient and reliable financial solutions to our customers. However, it’s important to understand and agree to the following terms and conditions before using our services:

Identification and Verification: Customers are required to present valid identification documents for verification purposes before cashing a cheque. We reserve the right to refuse service if proper identification is not provided or if we are unable to verify the authenticity of the presented documents.

Fees and Charges: Our cheque cashing services may incur fees and charges, which vary depending on factors such as cheque amount, type, and issuer. Customers are advised to inquire about applicable fees before initiating a transaction.

Transaction Limits: We may impose transaction limits on cheque cashing services to manage risk and comply with regulatory requirements. These limits are subject to change without prior notice.

Verification Process: All cheques are subject to verification procedures to ensure validity and prevent fraudulent activities. This process may involve contacting the cheque issuer or other verification methods, which could result in delays in processing.

Legal Compliance: Customers are responsible for ensuring that the cheques they present for cashing comply with all legal requirements and are issued from legitimate sources. We reserve the right to refuse service for any cheque that appears to be suspicious or fraudulent.

Disclaimer of Liability: Cheque Exchange is not liable for any damages, losses, or liabilities arising from the use of our cheque cashing services, including but not limited to lost or stolen cheques, errors in processing, or delays in funds availability.

Changes to Terms: We reserve the right to modify or update these terms and conditions at any time without prior notice. It is the responsibility of the customer to review these terms periodically for any changes.

By using our cheque cashing services, you agree to abide by these terms and conditions. If you have any questions or concerns regarding our services or policies, please contact us for assistance.

Lines of Credit:

Line of Credit minimum of $500 to a maximum of $20,000, based on a completed application, net pay and other qualification requirements, and customer verification including a credit check. Payments are due on scheduled income deposits. Annual Interest Rate 39.90%